🇳🇿 DESTINATION INSIGHTS

Funding Your Education in New Zealand

New Zealand provides a globally recognized British-style education system, safe communities, stunning landscapes, and attractive post-study work rights of up to 3 years. Under Immigration New Zealand's Funds Transfer Scheme (FTS), students transfer their first-year living expenses (NZD 20,000) to an ANZ Bank account. Visionary Path Services facilitates loans structured specifically for New Zealand's FTS process and tuition requirements.

Post-Study Career Opportunity:

Post-study work visa up to 3 years depending on qualification level and study location.

Popular Universities We Support:

University of Auckland University of Otago Victoria University of Wellington University of Canterbury Massey University University of Waikato Lincoln University Auckland University of Technology (AUT)

What Lenders Offer for New Zealand

Seamless loan disbursement aligned with ANZ Bank Funds Transfer Scheme (FTS)
Approval in Principle (AIP) visa stage coordination with banks
Collateral and non-collateral loan options from top Indian lenders
Repayment tenures up to 15 years with flexible moratorium periods
Covers tuition fees, living costs, student medical insurance, and travel
Dedicated expert advisors to handle lender verification queries

DOCUMENTATION CHECKLIST

Required Documents for New Zealand Education Loans

We assist you in organizing all paperwork to ensure swift lender approval with zero hassle.

Student Documents

Valid Passport copy
10th, 12th & Degree Marksheets
Entrance Test Scores (GRE/GMAT/IELTS/TOEFL)
Admission Offer Letter / I-20 / CAS / eCoE
Statement of Estimated Expenses

Co-Applicant Financials

PAN & Aadhaar Card
Last 3 months Salary Slips / 2 yrs ITR
Form 16 / Computation of Income
Last 6 months bank statement showing salary/credits

Collateral (If Applicable)

Registered Title Deed / Sale Deed
Approved Building Plan & NOC
Up-to-date Property Tax receipts
Encumbrance Certificate (13–30 yrs)
Or Fixed Deposit receipts with bank

FREQUENTLY ASKED QUESTIONS

New Zealand Education Loan FAQs

Clear answers regarding financial guidelines, lender eligibility, and visa procedures.

What is the Funds Transfer Scheme (FTS) in New Zealand?

FTS allows Indian students to transfer their living costs (NZD 20,000) to a secure ANZ Bank account in New Zealand. The funds are released in monthly installments after arrival to ensure smooth living expense management.

Can my education loan disburse funds for the FTS account?

Yes. Once you receive your Approval in Principle (AIP) letter from Immigration New Zealand, your lender disburses the living fund portion directly into your ANZ FTS account.

Regulatory Notice Operating Model & Regulatory Disclosures • Independent Advisory Entity (Non-Lender Notice)

View Regulatory Disclosure

Independent Advisory & Non-Lender Status: Visionary Path Services operates exclusively as an education loan consulting and facilitation advisory. We are not a bank, Non-Banking Financial Company (NBFC), or direct credit provider. We do not issue loan sanctions directly, nor do we collect loan repayments or processing commissions from students.

Lender Discretion & Verification: All loan approvals, sanction limits, applicable interest rates, margin money requirements, and disbursement timelines remain at the sole and independent discretion of our partner RBI-regulated Scheduled Commercial Banks and NBFCs, subject to individual creditworthiness, CIBIL verification, and institutional eligibility guidelines.

Education Loan for Study in New Zealand